Are You Ready?

Credit Counseling & Financial Education Resources

Did you know you can request one free credit report each year without any impact to your score?

With Annual Credit you can update and ensure correct information, file disputes, and track payments to creditors.

Thrive is a community action agency focusing on eliminating poverty and homelessness. Offers housing education counseling, financial information, loans, family services, and veterans’ services.


Commonwealth Catholic Charities offers housing and financial counseling, one-on-one credit management and home purchase prep, income and asset building services, and workforce development.


1601 Rolling Hills Drive Richmond, VA 23229

Managing Your Money & Credit Workshop:
Our credit recovery & money management class is hosted at our location on the 1st Thursday of each month from 6-8pm. The class is free and there is no RSVP required. Call our office for more information.

If you are looking for other help such as financial assistance with rent, utilities, legal assistance, in need of household items, or shelter referrals please contact Kimberly Breeden, Director of Family Services at [email protected]

If you have housing needs outside of imminent homelessness please call the Housing Resource Line at 804-422-5061 8:30am-4:30pm Monday through Friday or visit

If homeless, or will lose housing in the next three days please immediately call The Housing Crisis Hotline at 804-972-0813