Critical Repairs for Hanover & King William Families

Everyone Deserves an Accessible, Livable and Energy Efficient Home

Hanover & King William Habitat for Humanity envisions a world where everyone has a decent place to live. Our Critical Repair program offers reduced cost repairs to local homeowners.  We believe that everyone deserves to live in a home that is accessible, livable, and energy efficient.

To learn more about our critical repair program, contact Kimberly Bell or call 804-569-6108, x105.

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We address safety issues or code violations to include:

Repair or replace roof

 Electrical, plumbing, or HVAC needs

Damaged fascia

Gutters and downspouts

Window replacement

Exterior door repair or replacement

Deck work (including stairs)

Property:  The home must be located in Hanover or King William County, and  be owner-occupied. Habitat will not consider work on rental properties.

Mobile Homes:  Habitat will consider work on mobile homes as long as the candidate lives in and owns the mobile home and land, has rights to a life estate on family-owned property or is subject to a long-term land lease of at least 40 years or more.

Condition of Home:  The overall condition of the home must be structurally satisfactory to justify any repair costs.

Additional Requirements:  Applicant must be unable to get needed funds for repair with current assets or in a conventional fashion (i.e., bank loan).  Applicant must be up-to-date on mortgage payments and taxes.  If the property is sold within 3 years after the completion of repairs, funds paid by the affiliate must be reimbursed.  Habitat is not undertaking any ongoing maintenance of a property.  Future maintenance and upkeep after a repair is the responsibility of the homeowner.  Applicant or family member must contribute some form of sweat equity.

Household income of 60% or less of the Area Median Income, with an income of no more than $60,600.

Applicants must have a stable income that will allow them to stay in the home and make necessary payments for repairs.

If you have more than 4 people in your household, contact the office for adjusted income limits.

Applicant must complete Repair Program Application and provide required documentation.

  • Proof mortgage payments are up to date
  • Proof real estate taxes are paid
  • Proof of insurance
  • Two most recent bank statements
  • Two most recent pay/income stubs
  • Two most recent tax returns