Critical Repairs for Hanover & King William Families
Everyone Deserves an Accessible, Livable and Energy Efficient Home
Hanover & King William Habitat for Humanity envisions a world where everyone has a decent place to live. Our Critical Repair program offers reduced cost repairs to local homeowners. We believe that everyone deserves to live in a home that is accessible, livable, and energy efficient.
To learn more about our critical repair program, contact Kimberly Bell or call 804-569-6108, x105.
We address safety issues or code violations to include:
Repair or replace roof
Electrical, plumbing, or HVAC needs
Gutters and downspouts
Exterior door repair or replacement
Deck work (including stairs)
Property: The home must be located in Hanover or King William County, and be owner-occupied. Habitat will not consider work on rental properties.
Mobile Homes: Habitat will consider work on mobile homes as long as the candidate lives in and owns the mobile home and land, has rights to a life estate on family-owned property or is subject to a long-term land lease of at least 40 years or more.
Condition of Home: The overall condition of the home must be structurally satisfactory to justify any repair costs.
Additional Requirements: Applicant must be unable to get needed funds for repair with current assets or in a conventional fashion (i.e., bank loan). Applicant must be up-to-date on mortgage payments and taxes. If the property is sold within 3 years after the completion of repairs, funds paid by the affiliate must be reimbursed. Habitat is not undertaking any ongoing maintenance of a property. Future maintenance and upkeep after a repair is the responsibility of the homeowner. Applicant or family member must contribute some form of sweat equity.
Household income of 60% or less of the Area Median Income, with an income of no more than $60,600.
Applicants must have a stable income that will allow them to stay in the home and make necessary payments for repairs.
If you have more than 4 people in your household, contact the office for adjusted income limits.
Applicant must complete Repair Program Application and provide required documentation.
- Proof mortgage payments are up to date
- Proof real estate taxes are paid
- Proof of insurance
- Two most recent bank statements
- Two most recent pay/income stubs
- Two most recent tax returns