Property: The home must be located in Hanover or King William County, and be owner-occupied. Habitat will not consider work on rental properties.
Mobile Homes: Habitat will consider work on mobile homes as long as the candidate lives in and owns the mobile home and land, has rights to a life estate on family-owned property or is subject to a long-term land lease of at least 40 years or more.
Condition of Home: The overall condition of the home must be structurally satisfactory to justify any repair costs.
Additional Requirements: Applicant must be unable to get needed funds for repair with current assets or in a conventional fashion (i.e., bank loan). Applicant must be up-to-date on mortgage payments and taxes. If the property is sold within 3 years after the completion of repairs, funds paid by the affiliate must be reimbursed. Habitat is not undertaking any ongoing maintenance of a property. Future maintenance and upkeep after a repair is the responsibility of the homeowner. Applicant or family member must contribute some form of sweat equity.