Everyone Deserves a Decent Place to Live
-
Purchase a safe, decent, and affordable home
-
Build stability for your family’s future
-
Partner with Habitat to achieve your dream of homeownership
-
Live or work in Hanover or King William County for at least one year
-
Meet income guidelines (starting at $31,800, varies by family size)
-
Demonstrate financial responsibility (no outstanding collections or judgments)
-
Applicants must be able to qualify for mortgage financing
-
Commit to at least 200 hours of sweat equity (willingness to partner with Habitat)
-
Show a need for affordable housing (current housing is overcrowded, unaffordable, or substandard)
-
A $25.00 non-refundable application fee must be submitted with each completed application, paid via money order or check payable to Hanover and King William Habitat for Humanity
- Our 2025 application period has closed. We will reopen in 2026. If you would like to be emailed when it reopens, fill out the form – https://lp.constantcontactpages.com/sl/sew09y7
Kiyonda Tarrer, Homeowner Services Director
Phone: 804-569-6108 ext. 105
Email: ktarrer@hkwhabitat.org
Habitat’s path to homeownership is an important and in-depth process, requiring hard work, time and dedication. This helps to ensure the long-term success of Habitat homeowners.
Habitat homeowners must be active participants in building a better home and future for themselves and their families. Every Habitat home is an investment.
To qualify for Hanover and King William Habitat for Humanity’s homeownership program, an individual or family must meet the following homebuyer requirements. Most mortgages are financed through an outside party.
-
Live or work in Hanover or King William County for at least one year
-
Meet income guidelines (starting at $31,800, varies by family size)
-
Demonstrate financial responsibility (no outstanding collections or judgments)
-
Applicants must be able to qualify for mortgage financing.
-
Commit to at least 200 hours of sweat equity (willingness to partner with Habitat)
-
Show a need for affordable housing (current housing is overcrowded, unaffordable, or substandard)
-
A $25.00 non-refundable application fee must be submitted with each completed application, paid via money order or check payable to Hanover and King William Habitat for Humanity
Hanover and King William Habitat for Humanity follow HUD income requirements. You can find their guidelines here.
- One – $31,800 to $63,600
- Two – $36,350 to $72,650
- Three – $40,900 to $81,750
- Four – $45,400 to $90,800
- Five – $49,050 to $98,100
Hanover and King William Habitat for Humanity follows HUD income requirements. You can find their guidelines here. If you have specific questions about income qualifications, feel free to contact ktarrer@hkwhabitat.org.
Not quite ready for homeownership, but want to get ready? Check out these resources for credit counseling and financial education.
